Question #1:

Why aren't health insurers allowed to deny coverage or charge higher premiums based upon physical fitness?

I eat right and I exercise seven to eight times per week. I look better - and bench more - at 40 than I did at 20. My cholesterol count is 133. It's just a matter of lifestyle: a choice.

My risk of serious health problems - and significant cost to my insurer -is as a result much less than that of an overweight, lethargic person (or smoker, heavy drinker, illicit drug user, etc....).

People who are judged to have caused automobile accidents, or have certain types of citations, etc... pay more than the rest of us for car insurance (a lot more) with the net result being that our premiums are lower than they would be if the total cost to insure drivers were spread evenly among us.

Why can't it work that way with health insurance? Wouldn't that help reduce premiums for the rest of us, as people who make unhealthy lifestyle choices either (a) had to pay higher premiums or (b) opted out of coverage altogether?

The process would be simple - every 3 years the insured would have to take a physical exam with his PCP (the insurer already pays for an annual physical). A higher premium would apply based upon weight guidelines - say starting at 20 lbs overweight - and other measures that could easily be detected via blood test and/or urinalysis, such as drug use.

Isn't this how insurance is supposed to work? The concept is that a group of individuals insures against a risk of something bad happening to any of them.

But self-induced health problems aren't the same insurable risk as are random health problems. It's really unfair for people who stay fit to have to pay more than the true cost of their risk, in order to allow people who don't stay fit to skate off paying less than the true cost of their risk, especially when the differences are the result of choices.

And wouldn't higher premiums for obesity, smoking, etc.... serve as an additional inducement for people with bad habits to change them?
Question was health, not life.
Incog - yes, obesity is caused by overeating. [calories consumed minus calories burned] x 3500 = 1 lb

Question #2:

Health and Fitness question, how to get back into it?

Easy to keep up work out routines for a man wanting to be toned.?
I am starting to go back to the gym, i am not looking to gain muscles, but would love to trim my waist line. I know you can not specifically loose weight in one area, but I would love to know some work out routines that will concentrate more on firming and toning the abs or midsection. I will be dong weights, but not heavy, just enough to keep my arms and legs toned.

Please tell me what I should do in the gym as far as working out and cardio (how long). I will be going to gym 3 days a week.
Please be detailed about cardio and weight lifting and how often i should ?

Question #3:

survey: whats your view on health and fitness*?

*what do the term terms mean to you, how do they affect you personally etc.

also please include SEX, AGE and ETHNICITY!!!!!

Question #4:

Sufficient Protein For Vegetarian?

hello,i use to eat non-veg but it's been a year i stop eating it mean all non veg. products except egg white.Now i want to know how to get sufficient proteins and minerals from my veg. diet.i eat sprouts,egg white,brown bread,milk,curd,lentils,peas..but still i want to know some more protein veg. products which are good for my health and for better skin.As i am a fitness freak i use to jog,gym and do yoga & paranayam my gym instructor advice me to take some protein supplements which i really don't want to take,i want to gain my protein naturally.

professional suggestion are welcome

- Is it true that as my weight is 73 i need 73 grams of protein everyday ,and if i take exec protein that protein will become fat in my body ?

thanks a lot for answering !
thanks for answering guys i am 72 kilograms = 158.732829 pounds,my height is 5 feet 11 inc. ,i think whey powder is a gud suggestion, if you know anything like that please tell me more.!

Question #5:

Blacking out, then coming to...?

Over the past years. I've been so-to-say "blacking out or zoning out". From walking, riding my bike and even driving. An example; ill be leaving my house for work, ill get on the freeway(Point A). next thing you know im at work(Point B) and i don't know what happened between point A or B. Ill get anywhere form 6-8 hours of sleep,i workout every other day for hour an half at my local la fitness, i like to say i eat healthy. i eat fast food once a week(In n out or taco bell)....Some changes i've noticed are a lack of spelling, hard to remember, lack of interest, easily angered,....some background. Im 24, smoked for 5 years,was in the marines for 5 years, been to combat, been exposed to slight radiation. i wrestled in high school. that's about it for background. I left for the marines in above generally good health.

If anyone has any information as to this, please let me know what would be the best step for me.

Question #6:

Merchant Marines Information?

What exactly is the Merchant Marines? How do they compair to the Navy, Coast Guard, and/or regular Marines? What is it like to be one? What is basic like? What does the training consist of? Do they travel? How often do they get to see combat? What ASVAB scores are required for entrance? What are the health/fitness requriements for one? Any other information that you can give me would also be greatly appreciated. My grandfather was in the Merchant Marines, so now that I am considering enlisting, I am considering this branch, and would like more information. Anything that you can tell me would be greatly appreciated. Thank you.

Question #7:

To be flash or not.........................?

Hi well i've just recently stopped smoking and feel great for it! i have a whole new view of life.

Right basically i have an old rusty van, it's got a full MOT and it's taxed and insured.it's really reliable and it's just right for me.

Thing is now my fitness has improved i want to buy a nice mountain bike(£1000) and enjoy cycling like i used to-i really really enjoy cycling!

I am also single at the minute and i am working on my small pot belly, i want to be in the best possible shape before i find the love of my life(i'am 27)

Thing is i am happy with my old rusty van but what will my possible girlfriend think of the OLD van?

Does it matter what your car looks like? i mean your health is surely far more important than a pathetic vehicle?

Question #8:

Regarding health care, does this not make sense to you?

By Sen. Tom Harkin (D-Iowa)

Washington, DC — With the Senate health committee convening daily to craft a comprehensive health reform bill, the basic outline of this landmark legislation is now clear.

Yes, it will ensure access to affordable, quality care for every American. But, just as important, it will hold down health care costs by creating a sharp new emphasis on disease prevention and public health.

As the lead Senator in drafting the Prevention and Public Health section of the bill, I view this legislation as our opportunity to recreate America as a genuine wellness society – a society that is focused on prevention, good nutrition, fitness, and public health.

The fact is, we currently do not have a health care system in the United States; we have a sick care system. If you’re sick, you get care, whether through insurance, Medicare, Medicaid, SCHIP, community health centers, emergency rooms, or charity. The problem is that this is all about patching things up after people develop serious illnesses and chronic conditions.

We spend a staggering $2.3 trillion annually on health care – 16.5 percent of our GDP and far more than any other country spends on health care – yet the World Health Organization ranks U.S. health care only 37th among nations, on par with Serbia.

We spend twice as much per capita on health care as European countries, but we are twice as sick with chronic disease.

How can this be so? The problem is that we have systematically neglected wellness and disease prevention. Currently in the United States, 95 percent of every health care dollar is spent on treating illnesses and conditions after they occur. But we spend peanuts on prevention.

The good news in these dismal statistics is that, by reforming our system and focusing on fighting and preventing chronic disease, we have a huge opportunity. We can not only save hundreds of billions of dollars; we can also dramatically improve the health of the American people.

Consider this: Right now, some 75 percent of health care costs are accounted for by heart disease, diabetes, prostate cancer, breast cancer, and obesity. What these five diseases and conditions have in common is that they are largely preventable and even reversible by changes in nutrition, physical activity, and lifestyle.
MEGAN - No honey, I definately don't work for any medically related company.
I'm one of the folks they've forgotten about since I don't have insurance anymore.

Question #9:

Is this a good health/fitness regime?

Hey! Can someone tell me if this is a good regime to be on?
I do dancing for 6-7 hours a week, and i go runnning for about 6 km on mondays, wednesdays, fridays and saturdays.
On a typical day, I eat-
6.30 am-30g cereal with 50g oats
10.30 am-an apple and a banana
12.35 pm-some sort of salad and a banana
3.50 pm-an orange and a cereal bar
aroud 8.00pm or 9.00pm i have a small plate of dinner-it changes every day so i cant really give a definate answer for that!
Is it a good regime to be on? and will it help me stay toned while giving me energy?
Thanks! Xxxx

Question #10:

Obese diet/never worked out in my life, help?

I am 21 and have never been in shape, small, or on a diet. I am 5'1" 250 even though I don't look it. I recently gained 50 of that from mental health problems that made me want to stay inside (severe anxiety). I used to eat large portions, never worked out, lots of greasy food, drank about a 12 pk of Dr. Pepper a day... just generally unhealthy.
I realized this one day while getting dressed and noticing my plus size clothes were tight. =/ Needless to say, I want this to change. I have been speed walking for an hour a day in sweats and a hoodie to keep myself sweating and huffing. I try to dance in my room instead of just listening to music and playing on the computer (limit my computer usage to twenty mins at a time).
As far as eating... I haven't the slightest idea what to do. I am very picky and don't like most oils and dressings people use. I don't like the taste of meat but I will eat it if it's necessary. I love vegetables and fruits but fear that is not enough for a healthy diet. As of right now, that is all I am eating. (Cucumbers, Green Peppers, Tomatoes, Lettuce, Carrots, Celery, etc.)
I eat a veggie or two (depending on how much I have already ate) about 1-4 times daily... Sometimes I am just not hungry. I am moving to a third floor apartment so that will also help fitness wise.
Basically, my question is given this...
Will I loose weight?
Is there a different diet I can use?
Anyone have a story similar??
Also, in place of the Dr. Pepper I am drinking water only and lots of it.

Question #11:

If I improve my physical fitness,will my mental health also improve?Has this worked for you in your life?

Can you tell me about it?

Question #12:

What would be a better career, Physical Therapist Assistant, or Personal Trainer?

I am a 22 year old male, and I recently decided I want (and need) a good career. I am very interested in Fitness and health. I have an Asssociates degree in Gen Eds, which isn't helping my job situation out at all.

If anyone has suggestions, or ideas in either of these fields, pros and cons, or which one may be better as far as enjoying, and earnings, please respond with some advice and suggestions. Thanks in advance!

Question #13:

can you help me with this i will give you a 100 points if you help me with the letter?

Choose a sport or activity that uses both health-related components of fitness
and skill related components of fitness that will benefit your customer the most.
In a letter to your customer explain how the sport or activity you chose, uses at
least three health and three skill components of fitness.
Dear _____________________
As your fitness expert I am writing you to encourage you to participate in
the following sport or activity______________________. It has several great
benefits that will make you healthy and fit.

Question #14:

which sport uses health related components of fitness and skill related components of fitness?

Question #15:

Girls, which of these are most important to you in a guy?

Please order them into which is most important to you, most important to least important:
(In no particular order)

1. Hygiene
2. Looks - facial; is he good-looking/handsome?
3. Body/fitness - is he slim/athletic? Does he have a six-pack etc.?
4. Personality
5. Intelligence
6. Letting you be friends with other guys/confidence that you won't cheat on him
7. Mental health - does he suffer from depression or another mental health issue that you would need to help him with?
8. Ability to take the relationship at your pace - he doesn't want to go too fast or too slow with the relationship
9. Dependable - is always there for you when something happens
10. Money
11. Genital size
12.Genital function - does he suffer from Erectile Dysfunction etc.?
13. Previous partners - has he slept with many other women/is he a virgin?
14. Sexually Transmitted Infections - does he have them?
15. Relationship history - has he cheated on previous partner(s)?

That's all I can think of, thanks for reading this - I look forward to your thoughts.

Question #16:

How can I convince my European friends to do away with our Universal health care and embrace liberty?

After reading all the intelligent conservative posts here I understand now we got it all wrong when we provide health care to everyone like health and well being should be the first concern. I realize we ignore the needs of the insurance company CEO's and the rules of the free market. Profit never even crosses our minds like health care is a right instead of a privilege. So inspired by the brave and erudite conservative posters on my favorite website I'm trying to change that mindset

However when I proposed abolishing our universal health care in favor of the American system I was met with a lot of hostility, some even questioned my sanity quoting statistics that show the US spends more per capita than we do and still has a millions of uninsured people.

Any idea how I can persuade my neighbors, country men and fellow Europeans to overcome the socialist oppression of universal health care?

For reference this is the current system we have here in Belgium
Click Here

Question #17:

A society focused on good nutrition and fitness? What does this mean with Obama care?

Washington, DC — With the Senate health committee convening daily to craft a comprehensive health reform bill, the basic outline of this landmark legislation is now clear.

Yes, it will ensure access to affordable, quality care for every American. But, just as important, it will hold down health care costs by creating a sharp new emphasis on disease prevention and public health.

As the lead Senator in drafting the Prevention and Public Health section of the bill, I view this legislation as our opportunity to recreate America as a genuine wellness society – a society that is focused on prevention, good nutrition, fitness, and public health.

Question #18:

I need some health info, please?

I need 2 pieces of info, but they're really easy if you know them, so it's an easy 2 points.

1.) The seven warning signs of cancer

2.) The youth risk factors that affect cardiovascular fitness in adulthood


I had to post this in eitheir heart diseases or cancer, so I hope you guys know enough so that I don't need to post again.

Thank you for your time. :)

Question #19:

Does it surprise / worry you how uninformed the teens asking questions here are about fitness?

To the professionals or "normal" people into fitness. Does it surprise you how clueless the teens are about fitness here on these forums? I mean kids that are 14 or 15 even 16 asking questions that seem really obvious to me, I guess things you would learn in every day life or in phys ed or health class.

Whats up with that? And does it worry you or is it pretty much same old situation of the decline of our society?

Question #20:

What kind of ironic death would you have?

Examples:

Fireman dieing in house fire in his own home
Health and fitness guru dies of Weight related condition

You know... Random stuff





** Powered by Yahoo Answers